It is a fact that disability income insurance claims submitted by dentists (and other professionals) have increased dramatically over the last several years along with a disproportionate number of inappropriate denials. The claims departments of too many insurance companies have been told to “tighten-up.” Claims that once would have been paid are routinely being denied be cause of industry trends, misunderstandings, and consumer lack of knowledge and inability to contest. This article will discuss those claims that have been inappropriately denied and how one can go about getting them reversed. Comments will also be made on those that should have justifiably been denied because the claim was invalid or fraudulent.

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